LTC Partnership Program

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Most people do not like to think about the fact that they may one day need long-term care services. Most people are also surprised at the costs of long-term care and do not think of having to use their entire life savings to pay for those needs and services.

The reality is that about two-thirds of all Americans will likely need some type of supportive services after age 65. Approximately 40 percent of those 65 and older will eventually need long-term care in a nursing home or assisted living facility for a stay of over two years. Many elderly individuals believe their long-term costs will be covered by Medicare; the truth is that Medicare does not cover most long-term care.

This public-private partnership creates an innovative program offering individuals quality, affordable long-term care insurance and a way to receive needed care without depleting all their assets.

Benefits of the Partnership Program

This information on this website provides you with important facts and benefits about the program and what you can do now to start planning ahead for your future long-term care needs. Thinking about care choices before you need them, gives you more options and more time to choose what is right for you and your family.