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We all know that long-term care is an important issue, even though we may not want to talk about it. In reality, many of us will need some form of long-term care. While the need for long-term care is a normal part of aging, the majority of us do not plan adequately for this need or the costs.

People have greater independence, peace of mind, and control over their care choices when they take the time to learn and think about long-term care well before they may need it. Not only is long-term care about finances, it is about family relationships, housing and meeting your health and personal needs. Many elderly individuals believe their long-term costs will be covered by Medicare, but Medicare does not cover most long-term care.

To help individuals properly plan for their future, South Dakota is pleased to offer the Long-Term Care Partnership Program. By working together, this public-private partnership will offer individuals quality, affordable long-term care insurance and a way to receive needed care without depleting all their assets.

To learn more about the Long-Term Care Partnership Program in South Dakota, please check out the information available on this website.

Thinking about care choices before you need them gives you more options and more time to choose what is right for you and your family. I encourage you to take an active part in learning as much as you can about the Long-Term Care Partnership Program and decide if it is right for you.


Governor Dennis Daugaard